Conquering Debt: Avalanche vs. Snowball Methods Comparison Embarking on the journey to financial freedom can feel overwhelming, but choosing the right debt repayment strategy can make all the difference. This article compares two popular methods—the Avalanche and Snowball approaches. The Avalanche method targets high-interest debts for long-term savings, while the Snowball method focuses on paying off smaller debts first for quick motivational wins. With a detailed comparison and real-world example, you’ll discover which strategy fits your financial goals and personality, helping you take control of your debt and move closer to financial independence.